Polymesh requires identity verification before you can send assets. While any address can receive funds, sending requires a Decentralized Identifier (DID).
For regulated assets (RWAs), you may need separate identity verification for each asset class. DFNS does not support portfolio management - each wallet has a single identity.
DFNS builds Polymesh transactions with a 6-hour expiration: the transaction must be broadcast within 6 hours of being built, otherwise it expires and must be rebuilt and re-signed. This applies to all transactions, including transfers, and gives this much time to sign and broadcast even if the signing infrastructure is temporarily unavailable (for example an unreachable on-prem signer).